Cutting Costs. Streamlining Contracts. Boosting Savings.
Helping Community Banks Take Charge. Negotiate Smarter. Save More.
At ICEBERG FS, we help community banks take control of their contracts and vendor relationships—without wasted spend or complex negotiations.
Our fixed-fee, composable service model delivers expert advisory, contract evaluations, and vendor management so your bank can negotiate smarter, spend less, and refocus on what matters—your community.
We serve community banks exclusively—no credit unions, no distractions.
Personalized Services That Fit Your Needs
The ICEBERG Difference
Community banks juggle 100, 150, 250+ contracts—each carrying hidden risks and excess costs. How many are draining your bottom line?
ICEBERG FS helps banks standardize buying, cut waste, and negotiate smarter—so you can focus on banking, not vendor headaches.
We work exclusively with community banks. No credit unions. No distractions.
How ICEBERG FS Helps
Located in Rockford, MI, we deliver personalized, fixed-fee services—no percentage fees, no surprises.
We take the time to understand your balance sheet, your customers, your strategy, your goals—then we help you optimize every contract in your desk.
Our Services:
- Advisory Services
- Product Evaluation
- Project Management
- Comprehensive Contract Negotiations
We also offer complimentary contract assessments and on-demand videos for your convenience.
Let’s cut costs, streamline contracts, and boost savings. Schedule a no-obligation consultation today at 1-877-4-ICEBERG.
What Our Clients Say
"Iceberg's process is the best process we have had and will realize the most
savings over previous contract negotiations. This guy is different."
-John Rigler, II, Chairman, Peoples Bank
"Iceberg combines the institutional knowledge of large firms with
personalized services."
-Jill Breitrick, Operations, Premier Community Bank
Contact Us
At ICEBERG FS, we are committed to being your reliable partner, empowering your bank to thrive and grow. Explore our services and get in touch to discover how we can elevate your banking experience to new heights.